These Student Loan Forgiveness Programs Aren't Blocked — Apply Now!

The one-time student loan cancellation program of President Joe Biden is still blocked by federal courts.

The government has taken its case to the Supreme Court, which will decide the program's fate sometime next year.

While Biden's one-time cancellation program is in court, other federal loan forgiveness programs are still in effect or being extended.

The Biden administration is just implementing the IDR Account Adjustment. It can credit a borrower's 20- or 25-year IDR repayment period.

Under the amendment, prior repayment under any repayment plan and certain historical deferral and forbearance can contribute toward IDR as if the borrower had been in an IDR plan.

PSLF forgives federal student loans for persons who have worked for nonprofits or the government their whole careers.

Student Loan Forgiveness Through Temporary PSLF Flexibilities

Misled students might avoid paying back federal student loans under the Borrower Defense to Repayment scheme.

Student Loan Forgiveness For Borrowers Defrauded by their School

Borrowers who can't work because of a medical condition may be eligible for a Total and Permanent Disability (TPD) discharge.

Student Loan Forgiveness For Disabled Borrowers

The Biden administration just proposed adjustments to federal student loan bankruptcy laws that may help some debtors.

Student Loan Bankruptcy Discharges